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Payments & Fees

 

What fees are charged to set up and maintain an account?

Account Setup Fees:

  • Online application: Free
  • DocuSign or PDF application: $50
  • Quarterly Account Fee: $25 (charged upon opening an account, and automatically deducted on the first day of every quarter)
    Once you make an investment, Quarterly Asset Fees are automatically deducted on the first day of every quarter.
  • Quarterly Asset Fees are based on asset type, which are generally defined as follows:
    • Type 1: Mutual funds, public stocks and other publicly traded securities
    • Type 2: Partnerships, public limited liability companies, promissory notes, trust deeds, precious metals
    • Type 3: Real estate, including land and income-producing property
    • Type 4: IRA LLCs (Private, Single-Member or Family IRA LLCs)


For up-to-date fee information, please see our current Fee Schedule.

 

What fees are charged to set up and maintain a self-directed account?

IRA Services Trust Company’s fees are subject to change, with or without notice, and are grouped as follows:

  • Account Opening Fees:
    • Establishment Fee
    • Quarterly Account Fee
    • Maintenance Fees
  • Quarterly Account Fee - Charged quarterly on the 1st day of each quarter
  • Quarterly Asset Fee - The amount is determined by the Asset Type on the first day of each calendar quarter (Jan. 1, Apr. 1, Sep. 1, Oct. 1)
  • Transaction Fees -Charged at the time the corresponding service is provided
  • Disbursement Fee for cash disbursements from your account:
    • Asset Purchase Fee (based on Asset Type)
    • Re-Registration Fee (based on Asset Type)
    • Roth Conversion, Re-Characterization Fee
    • Invoice Fee – Applied when there is insufficient cash in the account to collect outstanding fees
    • Paper Statement Fee per statement
  • Asset Types are generally defined as follows:
    • Type 1 = Mutual funds, public stocks and other publicly traded securities
    • Type 2 = Partnerships, Public Limited Liability Companies, promissory notes, trust deeds, precious metals
    • Type 3 = Real estate, including land and income-producing property
    • Type 4 = IRA LLCs (Private, Single-Member or Family IRA LLCs) – Effective January 1st, 2015

 

Bill Pay Information

If you are using Bill Pay to pay from your bank account, please use IRA Services Trust Company as the business name and PO Box 7080, San Carlos, CA 94070-7080 as the business address.

For more information, please refer to Delivery Information.

 

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