Investment Document Requirements

To make your initial investment purchase, you are required to submit supporting documents with your Investment Authorization Kit. Please ensure that all paperwork is completed correctly prior to submitting to IRA Services Trust Company.

IMPORTANT: Investments must be registered and/or titled “IRA Services Trust Company CFBO [Investor Name] [IRA Account No.]” (Tax ID: 26-2627205)

Below is a list of common investment assets and their document requirements. For all other assets not listed below, please call us at (800) 248-8447.

Brokerage Account (For publicly traded securities, foreign exchange, commodity exchange, etc.)

Brokerage firm’s account application form—Please ensure that the firm is able to establish an account under the name of “IRA Services Trust Company CFBO [Investor Name] [IRA Account No.]”

Certificate of Deposit (CD)

CD with Fremont Bank: No additional documentation required. Please ensure that you include the length of the term and the amount to be invested on the Investment Authorization form.
CD with another financial institution: Application form provided by financial institution of your choice—Please ensure that the financial institution is able to establish an account under the name of “IRA Services Trust Company CFBO [Investor Name] [IRA Account No.]”

Hedge Funds

Application form provided by hedge fund manager
Subscription Agreement

Investment interest/membership must be registered under “IRA Services Trust Company CFBO: [Investor Name] [IRA Account No.]” with a signature line for IRA Services Trust Company’s authorized signer
Subscription Agreement must also include the investor’s name and signature

IRA Services’ Prohibited Transaction Questionnaire

IRA LLC (Private, Single-Member, Family)

Operating Agreement (see IRA LLC Requirements document)
Articles of Organization or Certificate of Formation
EIN Confirmation
IRA LLC Agreement form

Precious Metals

Invoice/purchase contract/order form from precious metals dealer under the name of “IRA Services Trust Company CFBO: [Investor Name] [IRA Account No.]”
You are responsible for finding a precious metals dealer and contacting them to obtain an invoice, purchase contract or order form to be submitted with our Investment Authorization form. All precious metals are to be stored at a facility approved by IRA Services Trust Company (see our Fee Schedule for a list of approved storage facilities and their respective storage fees). For a list of precious metals allowed in an IRA, please see the “Acceptable Precious Metals” document.

Private Placements, Limited Partnerships, Public LLCs, Non-Public Partnerships, etc.

Subscription Agreement and Private Placement Memorandum

Investment interest/membership must be registered under “IRA Services Trust Company CFBO: [Investor Name] [IRA Account No.]” with a signature line for IRA Services Trust Company’s authorized signer
Subscription Agreement must also include the investor’s name and signature

IRA Services’ Prohibited Transaction Questionnaire form

Private Stock (Non-publicly traded)

Stock purchase agreement/contract
IRA Services’ Prohibited Transaction Questionnaire form

Promissory Notes

1. Unsecured Promissory Note

Asset Type	Required Pre-Funding Documents	Required Post-Funding Documents
If the borrower is an individual	Investment Authorization with funding instructions Original notarized note* Note servicing agreement (if applicable)	Amortization/payment schedule (if applicable)
If the borrower is a business entity	Investment Authorization with funding instructions Copy of notarized note* Copy of assignment of note Documents certifying formation of entity Evidence that the entity is in good standing Prohibited Transactions Questionnaire	Amortization/payment schedule (if applicable)

2. Secured Promissory Note

Asset Type	Required Pre-Funding Documents	Required Post-Funding Documents
If the borrower is an individual	Investment Authorization with funding instructions Original notarized note* Note servicing agreement (if applicable)	Amortization/payment schedule (if applicable)
If the borrower is a business entity	Investment Authorization with funding instructions Copy of notarized note* Note servicing agreement (if applicable) Documents certifying formation of entity Evidence that the entity is in good standing Prohibited Transactions Questionnaire	Amortization/payment schedule (if applicable)
In addition to the above documents, below documents are also required if the promissory note is
a) Secured by Real Estate	Copy of deed of trust/mortgage Copy of assignment of dead of trust (if applicable) Copy of note endorsement (if applicable) Evidence that borrower is/will be on the title	Recorded dead of trust/mortgage Recorded assignment of deed of trust (if applicable) Executed note endorsement (if applicable)
b) Secured by Vehicle, Manufactured or Mobile Home	Copy of certificate of ownership in borrower’s name Registration of title/lien holder to “IRA Services Trust Company CFBO [Investor Name] [IRA Account No.]” Evidence that borrower is/will be on the title	Executed security agreement Certificate of ownership
c) Secured by Equipment	Copy of UCC filing (if applicable) Evidence that borrower is/will be on the title	Executed security agreement Recorded UCC filing (if applicable)
d) Secured by Company Shares	Copy of security agreement (if applicable) Copy of pledge agreement (if applicable) Documents certifying formation of entity Evidence that the entity is in good standing Private Placement Memorandum/Subscription Agreement/Operating Agreement	Executed security agreement Stock Certificate (if applicable) Stock Power (if applicable)
e) Secured by Participation Agreement	Copy of participation agreement Evidence that borrower is/will be on the title Documents certifying formation of entity Evidence that the entity is in good standing Private Placement Memorandum/Subscription Agreement/Operating Agreement	Executed participation agreement
f) Secured by Other Collateral	Evidence that borrower is/will be on the title Applicable security agreement	Executed security agreement Executed certificate of ownership

*Promissory note must outline the following terms, with signature lines for both the borrower and the lender:

Amount of loan
Date of issuance
Interest rate
Interest compounding period (annual, quarterly, monthly, daily, none)
Re-payment terms (payments must be sent to IRA Services Trust Co: PO Box 7080, San Carlos, CA 94070)
Maturity date

Lender must be listed as “IRA Services Trust Company CFBO [Investor Name] [IRA Account No.]” (Tax ID: 26-2627205).

Mutual Funds

No additional documentation required. Mutual Funds are purchased through Matrix Settlement and Clearing Services (MSCS). MSCS requires funds be sent via wire for payments on settlement date. A $25 outgoing wire fee will apply.

Real Estate (Residential, Commercial, Land, Mobile Home, etc)

When purchasing real estate, be sure that the third party understands that the buyer is “IRA Services Trust Company CFBO [Investor Name] [IRA Account No.]”

Asset Type	Required Pre-Funding Documents	Required Post-Funding Documents
Earnest money/For deposit only	Investment Authorization with funding instructions Purchase Contract or Preliminary Settlement Statement in the name of “IRA Services Trust Company CFBO [Investor Name] [IRA Account No.]”	Recorded Grant Deed Title Insurance Policy
Purchase/Closing	Investment Authorization with funding instructions Purchase Contract (without deposit) Estimated Closing Statement Preliminary title report Escrow package (if applicable) Loan package (if applicable) Proposed deed with “When Recorded Return To” address listed as: IRA Services Trust Company – PO Box 7080, San Carlos, CA 94070	Recorded Grant Deed Title Insurance Policy

REITs (Real Estate Investment Trust)

Application form from REIT company

Tax Liens

Asset Type	Required Pre-Funding Documents	Required Post-Funding Documents
Tax Lien	Investment Authorization with funding instructions Application for purchase	Tax lien certificate

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